WHAT IS MMM
Attention! First off all obligatorily read the WARNING!
MMM is not a bank, MMM does not collect your money, MMM is not an online business, HYIP, investment or MLM program. MMM is a community where people help each other. MMM gives you a technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to PROVIDE help, for FREE. All transferred funds to another participant are your help given by your own good will to another one, absolutely gratis. If you are completely confident and certain in your actions and make your mind to participate, we kindly ask you to study carefully all warnings and instructions first. In cases of any matter regarding the topic Our online consultants are ready to help and answer all of your questions.
HOW DOES IT WORK

MMM is a community of people providing each other financial help on the principle of gratuitousness, reciprocity and benevolence.
In MMM you don’t have to make contracts or pledge your property. In MMM there are no lenders and no debtors. Everything is very simple: one participant asks for help — another one helps.
The only thing that MMM demands from its participants is to be honest and kind to each other. You ask for financial help when you need it, you give financial help when you are able to do it.
How does it work technically? You declare the willingness to give help (click in your Personal Office (hereinafter PO) "Provide Help"), after which your account will be rewarded with mavro (internal “currency”/scores of the System). Mavros will start growing from the moment of offering the contribution at the rate of 30% per month. (Calculation of reward occurs twice a week, on Tuesdays and Thursdays at 00:00 GMT.) This sum in Mavro shows how much you can request for yourself.
TYPES OF MAVRO
1. 30% — usual.
The growing rates are 30% per month. You may take back your money at any moment.
2. 40% — usual three month deposit.
(Your money will grow up in 2.744 times after three month.)
The growing rates are 40% in condition, that you will not touch your money for three month. If you will take back your money earlier than after three month — you will get not the deposit profit (40%), but the usual 30% per month.
3. 50% — three month superprofitable deposit.
(Your money will grow up in 3,375 times after three month.)
The growing rates are 50% in condition, that you will not touch your money for three month. If you will take back your money earlier than after three month — you will get only the nominal value.
Say you have announced willingness to assist with $ 100. You will be rewarded in your PO with 100 mavro. And they will immediately start growing! A month later, these 100 will become 130 mavro. Accordingly, you will be able to request assistance for $ 130.
An order for providing help comes to you in your Personal Office. If you do not complete it within 36 hours, you will be removed from the System!
Multi-accounts are forbidden
In cases of any matter regarding the topic our online consultants are ready to help and answer all your questions.
Please note that the use of the words 30% a month cannot be considered as a yield or interest rate since the funds were given away, we are not earning anything anywhere (we are a mutual-aid fund), and nobody promises or guarantees to pay it! Read over THE WARNING.
Referral bonus

For each new member (referral) you have invited to the System you will get the referral bonus: for Mavro 100% it is equal to 5%, for all other types of Mavro — 10% of the amount of each contribution the participant you invited will make.
(Of course, only on the condition he confirms in his PO that it is you who brought him into the System and that you are his referrer. :-))
The bonus is credited only to “new” money: a referral entered 100, then he took out 150, after that he entered another 400, bonus will be added to 100-150+400=350.
1) For Mavro 100%, the bonus (5%) is credited to Mavro 100%, it starts to grow immediately and it is available for withdrawal as soon as the referral’s contribution in confirmed.
2) For all other types of Mavro, the bonus (10%) is credited to Mavro 30% and is available for withdrawal two weeks after the referral’s contribution is confirmed. (On the condition that he hasn’t “touched: this money for two weeks).
Inviting new members into the Community is your additional contribution to its development. But nobody force the members of the Community to invite new participants.But at the same time, understanding that the MMM network can’t exist without development and participants’ encouragement in the form of referral bonuses motivate many people to take an active position.
GUIDER’S BONUS
Guiders of MMM Community can create their own multi-level structures and get a bonus from each donation of every participant in their structures. This is a multi-level bonus, thus a guider can have his own leader whose rank is higher. Guider’s bonus depends on his level in the Community:
For example, if you are Ronald’s guider, Ronald is Maricel’s guider and Maricel is Joseph’s, you will get 5% from Ronald’s donation, 3% from Maricel’s donation and 1% from Joseph’s. If someone will be under Joseph, you will get from him 0.5% and so on.
Guider’s bonuses are credited in the same way as referral, but only from new money deposited and will be available to withdraw after confirmation of your help provided.
BONUS FOR THE VIDEO IN THE Testimonials
Bonus for the video in a "Letter of happiness" is +10%, +5% or +1% of the amount of provided help.
After receiving help you have to send a "Letter of happiness". If you attach a video to it, you will get a bonus. The bonus is credited for each "Letter of happiness".
- 10% of the amount of help received — you will get for super quality video. It should be professional-looking: quality recording and editing. Record an interesting story in which you are the main character. Tell us how you will spend (spent) the money, what impact MMM ideology had on your life, how the Community changes your life, and invite other people to participate in MMM. The plot must be interesting and creative. The minimum resolution is 640x480. The minimum video duration is 1 min 30 sec.
- 5% of received help for the video where you show your face and your voice is heard clearly. Tell about your emotions from the participation in MMM and invite other people to join the Community!
- 1% of received help for the video where you don’t show your face. You need to demonstrate your Personal Office and a photo of your bank accounts statement or an electronic statement from internet banking as a proof of receiving help.
The bonus is credited in MAVRO 30% and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.
Bonus for your video story of providing help is +1% or +0.5% of the amount of the help provided.
In addition, you can record a video about providing help and get a bonus 1% or 0.5% of the amount of provided help. The size of the bonus depends on the fact if you show your face in the video or not.
TRUSTEES AND TRUSTORS
There is a serious problem. Many would like to participate in MMM but they, let’s say, don’t have the internet. Or they are just too lazy to understand and deal with all this. With all these assignments and so on. What if it could be like this: you transfer money and then you simply get it with interest. No bothering about anything. :-))
So for this kind of participants who have no internet (or just for the lazy ones :-)), institution of Trustees and Trustors has been created. (Any caprice, as they say! :-))
Any participant of MMM can entrust his/her guider the PO managing, assigning the leader as his/her Trustee. Provide complete access to PO and let him/her get into all these details. The participant just calls and gives assignments: “Take out this sum of money for me!" and so on.
How does it work?
The first option. The guider registers the participant and states that he/she is his Trustee. (If, let’s say, the participant has no internet or does not know anything about computers).
The second option. The participant indicates in PO himself/herself that he/she makes the guider his/her Trustee (and provides him complete access to the PO — he is tired of bothering with all this! :-)). Of course, at any moment the participant can change his mind and refuse of Trustee’s service.
In order to protect from abuses from the Trustee’s, the most important operations (change of account information for cash-out, creation of application for cash-out, confirmation of getting money) — only through confirmation code! I.e. at the Trustee’s attempt to make such operation, a confirmation code will be asked. It is sent by sms to the Trustor. The Trustee gets in touch with the Trustor, explains the details and then the Trustor tells the confirmation code. (If he/she wants. :-)) Only in this way! :-))
Besides, when creating applications and assignments for cash-in the Trustor will also get the corresponding sms. Other than that, in the case of the assignment to send money, the recipient’s account information will be indicated in the sms. (For the guider not to say: “Send it to me!” We know that! :-))
What else? The Trustee can go into PO of the Trustor right from his/her PO and then the same way can come back easily into his/her personal PO. I.e. managing of trustee’s PO is extremely easy.
We can change the world!